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Small groups deserve big benefits

Set a budget.
Skip the headache.

Give your team a monthly health allowance and let them choose the coverage that fits. You pick the budget. We handle compliance, reimbursements, and paperwork.

A benefits strategy that fits your team

Set your benchmark and contribution. We auto-adjust for family size, age, and rating area.

Total monthly budget
$6,300
12 employees · OH
Benchmark plan Silver · $525 target
Employer contribution 100%
50%75%100%
Then each employee builds their own stack
MR
Maria R.
Designer · Full-time
Total allowance
$575/mo

Maria uses her allowance on the benefits that are right for her.

Health premium
Silver HMO family plan
Dental premium
Family plan
Vision premium
Family plan
Stack Pay
0% interest, pay-over-time
Coming soon
Stack Save HSA
$50 employer + $100 Maria
Pre-tax savings
Stackables
Carrot · Carbon Health · Whoop · more